F.A.Q.
RealtiesNZ is an online platform that allows people to participate in property-related investments through fractional ownership. That means you can invest in a portion of a property — starting from just $100 — without needing to buy the whole thing or become a landlord.
Each property is held inside its own company (called an LLC), and investors can choose which properties to buy shares in.
Fractional ownership means that instead of buying an entire property, you own a fraction of it — like owning a slice of a pie. Your slice earns you a share of any rental income and potential gains from an increase in the property’s value.
You don’t own the house directly — you own shares in a company that owns the house.
Blockchain is a secure digital system — like an online ledger or database — that records transactions. It’s best known for powering cryptocurrencies, but it’s also used in other industries, including real estate, for its security and transparency.
In our case, blockchain helps us:
Record who owns what shares
Store ownership history that can’t be tampered with
Make it easier (and eventually faster) to transfer shares between people
Think of it like a digital filing cabinet that everyone can see but no one can secretly change.
Tokenisation is the process of turning shares in a property-owning company into digital tokens that are securely stored on the blockchain. Each token represents a share.
This doesn’t mean you’re buying cryptocurrency — it means your share is recorded digitally instead of on paper.
Benefits of tokenisation:
Easier to track and prove ownership
May allow faster trading in future (peer-to-peer or via licensed platforms)
Adds a modern, global-ready system to a very traditional asset class
Brickken is our blockchain technology partner. They are one of the world’s leading platforms for real estate tokenisation. Their system securely manages:
Investor onboarding (including AML/KYC checks)
Ownership records
Share transfers and distributions
We’ve partnered with Brickken to ensure that your investment is recorded using top-tier blockchain infrastructure.
No — this is not a cryptocurrency. Your investment is in shares of a New Zealand company that owns a physical property. Those shares are digitally recorded on the blockchain for added security and efficiency, but you are not buying or trading crypto coins.
RealtiesNZ is open to retail and wholesale investors in New Zealand and selected overseas markets. Unfortunately, we cannot currently accept investors from the USA due to regulatory restrictions.
All investors must go through an ID check (AML/KYC) to ensure compliance with New Zealand laws.
You can get started with as little as $100. This lets you own a portion of the company that owns the property. You can invest in more than one property or build a portfolio over time.
You may earn income in two main ways:
Rental income distributions (if the property earns rent and has profits to distribute)
Capital growth (if the property value goes up and is sold for more in future)
We do not guarantee any return. All investments carry risk, and returns can go up or down.
We’re building toward offering a secondary market — a secure platform where you may be able to sell your shares to another approved investor.
This depends on regulatory approval and platform development. Until then, share sales may be limited to private arrangements through the platform.
Sourcing Fee (One Time) – This is the fee RealtiesNZ charges for our work involved with sourcing the property and preparing it for investment. This fee includes any cost of financing or holding the property while we prepare it for investment. This one-time fee is included in the raised amount and share price listed. The sourcing fee for each property is listed in the Offer Details section of each Information Memorandum.
Management Fee (Monthly): The Management Fee is a fee paid to RealtiesNZ to cover the cost of managing the Holding Companies administration. This fee is paid out of the income from the property. The asset management fee is listed in the Offer Details section of the Information Memorandum.
To maximise returns and minimise risk, we select blocks of multi-family units (1-2 bedrooms each). We also look for blocks of studio units, apartments and single-family homes in high demand areas. Build to Rent properties with stable income. Also included is small to medium multi tenanted commercial real estate.
A Limited Liability Company (LLC) is formed to hold the title of each property separately. When you purchase shares in the Holding company, you directly buy ownership in that property. So, if, for example, you purchase 1% of the shares in the holding company, you would have a 1% share in the property. That entitles you to 1% of the economic interests of the property over time, which may include income from rent and property value appreciation.
RealtiesNZ outsources property management. Of course, we still carefully monitor and care for each of the properties.
The property management companies manage the property, the tenants, and maintenance, but they don’t look after the rent income; rent is paid directly to the holding company.
Costs associated with property management and maintenance are taken out of the rental income paid to the holding company’s shareholders.
No.
RealtiesNZ have no material ownership stake; there is a clear separation between RealtiesNZ and investment properties. Rent is paid directly to the holding company.
In the unlikely event of RealtiesNZ ceasing to operate, investors would still collectively own the company that owns the property, so they could collectively choose to appoint a new property management company. RealtiesNZ would also propose the appointment of a new manager to make all significant decisions.
We mitigate this risk by selecting multi-tenanted properties with high occupancy. Also we look for high demand areas. (See 10 Clare Place as an example and their financials)
Returns could be in the form of:
- Rental income
- Property value growth (capital gains)
While we cannot predict future returns, the NZ Property market has performed strongly over a long time. N.B. past performance may not be indicative of future results.
- Property Value Growth:
– New Zealand property values have risen by almost 300% since 2003^. That represents an annual average increase per year of around 7.5%.
– Based on this appreciation, if you purchased a property for $345,000 in 2003, it would be worth $1m today. - Cash from Rental Income:
– Realties investors receive quarterly cash dividends from rental payments received from property tenants. The rental income you receive will be proportional to your property ownership.
– The average weekly rent has consistently grown over the last ten years. See Graph
A gross dividend is paid as a cash dividend plus any tax credits such as resident withholding tax and imputation credits.
A diversified portfolio refers to owning different assets, such as stocks, bonds and properties. A diversified portfolio helps to spread the risk by reducing the possibility of significant fluctuations in the total value of your investments.
The CV is an estimated value of the land and building done by the council for rates purposes.
⚠️ Risk Reminder: Investing in property involves risk, and there are no guaranteed returns or liquidity. Please read all offering materials, including the Product Disclosure Statement, before making investment decisions.